RedLines

Terms & Conditions

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Company Details

These Terms & Conditions (“Terms”) are entered into by RedLines Analysis Ltd, a company incorporated in England & Wales with its registered office at:

Newminster House
27–29 Baldwin Street
Bristol
BS1 1LT
Company number: 14867754

(“RedLines”, “we”, “us”, “our”)

and the entity purchasing or accessing the Services (“Client”, “you”).

1. Interpretation

1.1 In this Contract, the following expressions have the following meanings:

Client
means the entity identified as such in the Proposal.

Confidential Information
means any non-public technical, commercial, financial or business information of either party, including methodologies, models, platform functionality, pricing, and technical documentation, whether in oral, written, electronic or other form, but excluding Outputs to the extent the Client is expressly permitted to use or disclose them under this Contract.

Contract
means the agreement between RedLines Analysis Ltd and the Client for the provision of the Services, comprising these Terms & Conditions and the Proposal.

Intellectual Property
means all intellectual and industrial property rights of any nature whatsoever, whether registered or unregistered, including patents, trade marks, copyright, database rights, design rights, trade secrets, know-how, inventions, algorithms and methodologies, and all applications and rights to apply for the same, anywhere in the world.

Outputs
means any reports, analyses, data, visualisations, dashboards, models, insights, documents or other materials (in whatever form) provided or made available by RedLines in connection with the Services, including any updates, amendments or enhancements.

Proposal
means the written proposal, order form or statement of work issued by RedLines and accepted by the Client.

Services
means the climate risk analysis, software access, reports, API access, consulting services or other services described in the Proposal.

Term
means the period from acceptance of the Proposal until expiry or termination in accordance with this Contract.

1.2 Interpretation

In this Contract, unless the context otherwise requires:

a) references to a person include individuals, firms, companies, governments, public bodies and any legal entity;
b) references to legislation include that legislation as amended or re-enacted;
c) words in the singular include the plural and vice versa;
d) references to “including” are illustrative and do not limit the generality of preceding words; and
e) headings are for convenience only and do not affect interpretation.

2. Scope of Services

RedLines provides climate and physical risk analysis services which may include, without limitation:

  • One-off climate risk reports (static or downloadable formats)
  • Time-limited access to web-based dashboards or platforms
  • Multi-year software licence arrangements
  • API access
  • Partner or referral arrangements
  • White-label or embedded outputs
  • Bespoke consulting or analytical services

The specific Services, delivery method, licence scope, duration, assets, and fees shall be set out in a Proposal, Order Form, or Statement of Work (“Proposal”), which forms part of these Terms.

3. Access & Delivery

3.1 Services may be delivered via:

  • Secure login credentials; and/or
  • Digital files or reports.

3.2 Access is:

  • Client-exclusive,
  • Non-exclusive as between RedLines and other clients,
  • Non-transferable, and
  • Revocable.

3.3 RedLines may suspend or terminate access immediately where reasonably required due to:

  • Non-payment;
  • Misuse of the Services or Outputs;
  • Regulatory, legal, or compliance risk; or
  • Reputational risk to RedLines.

4. Licence Grant & Use of Outputs

4.1 RedLines grants the Client a limited, revocable licence to use the Outputs solely:

  • For internal business purposes;
  • In respect of the assets, organisation, and time period defined in the Proposal.

4.2 The Client may:

  • Share Outputs internally;
  • Share Outputs with auditors and professional advisers;
  • Share Outputs with investors; and
  • Publish non-misleading excerpts publicly.

4.3 The Client may not:

  • Resell, sublicense, or commercially exploit the Outputs as a standalone product;
  • Reverse engineer, extract, or replicate models or methodologies;
  • Use Outputs as regulatory certification or assurance;
  • Benchmark RedLines’ Services for competitive purposes without written consent.

5. Intellectual Property

5.1 All intellectual property rights in:

  • The Services;
  • The platform;
  • Models, methodologies, algorithms, and datasets; and
  • Derived Outputs

remain the exclusive property of RedLines.

5.2 No ownership rights are transferred to the Client under these Terms.

5.3 Client-provided data remains the property of the Client. The Client grants RedLines a licence to use such data solely to:

  • Provide the Services; and
  • Improve and develop its models, including in anonymised and aggregated form.

6. Data Sources, Accuracy & Nature of Outputs

6.1 The Services rely on third-party and publicly available datasets, models, and assumptions which may be:

  • Incomplete;
  • Updated over time;
  • Superseded; or
  • Probabilistic in nature.

6.2 Outputs are provided for informational and decision-support purposes only.

6.3 RedLines:

  • Does not guarantee accuracy or completeness;
  • Does not provide predictions or assurances; and
  • Does not warrant outcomes, performance, or regulatory acceptance.

7. Liability & Disclaimers

7.1 Excluded Liability

To the maximum extent permitted by law, RedLines shall not be liable for:

  • Financial or economic loss;
  • Business interruption;
  • Loss of profits or revenue;
  • Regulatory penalties or enforcement action;
  • Investment, lending, or divestment decisions;
  • Insurance underwriting or pricing decisions;
  • Failure to act on, or reliance upon, the Outputs; or
  • Misinterpretation or misuse by the Client or third parties.

7.2 Liability Cap

The total aggregate liability of RedLines arising under or in connection with the Services, whether in contract, tort (including negligence), misrepresentation or otherwise, shall be limited to an amount equal to the total fees paid by the Client to RedLines in the twelve (12) months preceding the event giving rise to the claim.

Nothing in these Terms limits liability for death or personal injury caused by negligence, fraud, or any liability which cannot be excluded under applicable law.

8. Misuse, Misrepresentation & Reputation

8.1 The Client shall not:

  • Represent Outputs as certification;
  • Claim regulatory compliance based solely on the Services; or
  • Imply endorsement or approval by RedLines.

8.2 RedLines may require corrective action or terminate access where Outputs are misrepresented or used in a misleading manner.

9. Confidentiality & Public Use

9.1 Confidential Information includes:

  • Non-public methodologies, models, pricing, and technical documentation;
  • Platform functionality and architecture; and
  • Any information marked or reasonably understood as confidential.

9.2 Outputs are not confidential by default, subject to licence restrictions.

9.3 RedLines may identify the Client by name for marketing purposes unless otherwise agreed.

9.4 Clients may:

  • Use RedLines’ logo with prior brand approval; and
  • Quote Outputs accurately and without distortion.

10. Payment, Renewal & Termination

10.1 Fees are payable:

  • Upfront or annually, as specified in the Proposal.

10.2 Licences renew automatically unless terminated in accordance with these Terms.

10.3 Fees are non-refundable once Services or Outputs have been delivered.

10.4 Either party may terminate:

  • For material breach (immediate if uncured);
  • Where continued provision poses regulatory or legal risk.

10.5 Upon termination:

  • Access ceases immediately;
  • Upon termination or expiry of the Services, Client data shall be deleted or anonymised within ninety (90) days, unless retention is required by applicable law or for the establishment, exercise or defence of legal claims.

11. Survival

The following provisions survive termination:

  • Intellectual Property;
  • Confidentiality;
  • Disclaimers;
  • Liability limitations; and
  • Governing law and jurisdiction.

12. Partners & Referrals

12.1 Partners may act as resellers or referrers as defined in a Partner Schedule.

12.2 Partners may:

  • Set pricing where expressly authorised.

12.3 Partners may not:

  • Alter Outputs;
  • Make representations or warranties on behalf of RedLines.

13. Global Use & Compliance

13.1 Clients shall comply with all applicable export control and sanctions laws.

13.2 Services are subject to:

  • UK GDPR;
  • EU GDPR (where applicable).

13.3 Cross-border data transfers shall be governed by appropriate safeguards.

14. Governing Law & Jurisdiction

These Terms are governed by the laws of England & Wales, and the courts of the United Kingdom shall have exclusive jurisdiction.